Calculator Disclaimer:
Calculators on this website are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual's situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculations. George Flemming, Berkshire Investment Group Inc., and Triple W Design do not guarantee that the calculators are reliable, accurate or complete or that they will be compatible with your computer.

Link Disclaimer:
George Flemming, Berkshire Investment Group Inc., and Triple W Design do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of George Flemming and Berkshire Investment Group Inc.. The information in this communication is subject to change without notice.

Website Disclaimer:
The information contained herein is for Canadian residents only and does not constitute an offer to sell or a solicitation in any foreign jurisdiction, or in any Canadian jurisdiction where George Flemming is not licensed to effect sales.

Mutual Fund Disclaimer:
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Pleaseread the prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Advice Disclaimer:
Please note that advice given is for illustrative purposes only and may not be applicable in any particular case. Errors and omissions excluded.

Money Market Mutual Fund Disclaimer
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the prospectus before investing.  Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount on your investment in the fund will be returned to you.  Past performance may be repeated.

Labour Sponsored Investment Fund (LSIF) Disclaimer
Commissions, trailing commissions, management fees and expenses all may be associated with investments in labour-sponsored investment funds (LSIFs).  Please read the prospectus before investing.  Labour-sponsored investment funds (LSIFs) are not guaranteed their value changes frequently and past performance may not be repeated.  Availability and amounts of tax credits are subject to certain conditions and limitations and are subject to repayment if shares are not held for eight years.

Insurance Disclaimer
Insurance products and services are offered through Berkshire Insurance Services Inc. (a licensed life insurance agency and subsidiary of the Berkshire group of companies) by Berkshire Advisors licensed as life agents.